Mortgages Rates

What are going rates for Mortgages?
What is the latest specifications for the mortgage? For example, the debt-to-income ratio generally approved of? And if you do not have 20% for a down payment, how much higher your income must be getting a decent price? I think financing around $ 255.000 …
it still depends on what you put down ….. and which product you want. 30yr fixed … 20yr fixed? 5% down? 10% down? Note that you need to make downpayments in leaps 5 %….. 3% for FHA but your county may be necessary to qualify the 255k loan. You can search with 'FHA county limits' are you looking for the lender to pay PMI? or will you pay PMI?