Mortgage Rate Vs Apr
College loan vs credit card ….. ?
My annual salary is $ 57k, but I am a SINGLE mother with 2 children and a mortgage payment. I have 22k in college loans at 9% interest. And I will end up paying 35k + (2017) But I can pay it off entirely NOW using a promotional cc check (via credit card co.) With a 3.99% fixed rate APR will not increase 3.99% until the balance is paid. This credit card currently has a zero balance. So no matter how long it takes me to pay this credit card APR will never go above 3.99%. Good idea? Bad idea? Why or why not? Thanks! 
25 minutes ago – 3 days left to answer.
I love idea. but read every fine print. Never too late with a payment, I think if you are one day late, they jack up the pace. Good luck.